OFFICIAL DOCUMENT

RM99 Terms & Conditions – Complete Platform Usage Guide for Malaysian Players

Please read these terms and conditions carefully before registering or using any RM99 services. By creating an account, you agree to be bound by all the terms set out herein.

Last updated: 1 January 2026
Bahasa Malaysia Version

Key Highlights of RM99's Terms & Conditions

A summary of six key points you should understand before you start playing

Member Eligibility Requirements

Players must be at least 21 years of age and a valid Malaysian resident. Only one account is permitted per individual — registering multiple accounts is a serious violation that may result in account closure and forfeiture of any remaining balance.

Deposits & Withdrawals

Minimum deposit RM10, minimum withdrawal RM30. All transactions are processed via local Malaysian payment methods only — Touch 'n Go eWallet, DuitNow, GrabPay, Boost, ShopeePay, and FPX. Withdrawals are processed within 3 to 5 minutes of a request being submitted.

Bonus & Promotion Terms

Every RM99 bonus carries a wagering (rollover) requirement that must be met before any withdrawal can be made. The rollover rate is clearly stated on each promotion page. Misuse of bonuses may result in the forfeiture of your balance and bonuses without prior notice.

Account Security & Privacy

You are solely responsible for keeping your RM99 account password confidential. RM99 will never request your password through any channel. If you suspect unauthorised access, contact RM99 customer support immediately to have your account temporarily frozen.

Prohibited Activities

Fraud, money laundering, game manipulation, use of automated software (bots), creating fake accounts, and any form of misconduct that harms the platform or other players are strictly prohibited and will be subject to legal action.

Responsible Gaming

RM99 provides deposit limit tools, loss limits, session time reminders, and self-pause options for all members. If you or someone you know is experiencing gambling-related issues, please use these tools or contact RM99 support for assistance.

1. Introduction & Acceptance of Terms

This Terms and Conditions document ("Terms") governs the relationship between you ("User" or "Member") and the RM99 platform ("RM99", "we", or "the platform"), accessible at rm99.life. By registering an account, making a deposit, or using any service offered by RM99, you acknowledge that you have read, understood, and agreed to be bound by all terms and conditions set out in this document.

RM99 is an online entertainment platform offering Live Casino games, progressive jackpot slots, Sports Betting, and a variety of other games for users in Malaysia. We are committed to providing a safe, fair, and responsible gaming environment for all members.

Important: If you do not agree with any part of these Terms, please do not register an account or use RM99's services. Continued use of the platform following any amendments to the Terms will be considered acceptance of the revised terms.

These Terms take effect from 1 January 2026 and supersede all previous versions. RM99 reserves the right to amend these Terms at any time without prior notice; however, we will endeavour to notify members via email or an in-platform notice when significant changes occur.

2. Member Eligibility

To be eligible to register for and use RM99's services, you must meet all of the following requirements:

  • Must be at least 21 years old on the date of registration.
  • Is an individual acting in your own personal capacity, and not as an agent or representative of any other party.
  • Are not subject to any legal restriction that prohibits you from using an online gambling platform.
  • Are not currently serving a self-exclusion period, whether voluntarily or mandatorily imposed by any gambling platform.
  • Not an employee of RM99, an immediate family member of an RM99 employee, or any entity with a vested interest in RM99's operations.

RM99 takes the protection of minors seriously. If there is reasonable suspicion that a member has not met the required age threshold, RM99 reserves the right to request identity verification documents and suspend the account until verification is complete.

By registering an RM99 account, you confirm that all information provided is true, accurate, and up to date. RM99 is not liable for any consequences arising from inaccurate or false information submitted during registration.

3. Account Registration

Each individual is only permitted to hold one (1) RM99 account only. Opening more than one account — whether using the same identity, the same bank details, or the same payment method — is a serious breach of these terms.

3.1 Registration Information

You are required to provide accurate and truthful information during registration, including your full name, an active Malaysian phone number, and a valid email address. RM99 reserves the right to request supporting documents to verify your identity at any time, including:

  • A copy of your Malaysian identity card (MyKad) or a valid passport.
  • Bank statement or proof of ownership of the registered payment method.
  • Any other documents deemed necessary by the RM99 compliance team.

3.2 Account Responsibility

You are fully responsible for all activity that takes place on your RM99 account, including all bets, deposits, and withdrawals made using your login credentials. Do not share your login information with anyone.

KYC (Know Your Customer) Process: RM99 adheres to a strict Anti-Money Laundering (AML) policy. Identity verification may be required before your first withdrawal is approved. This process typically takes less than 24 hours.

4. Deposits & Withdrawals

4.1 Payment Methods

RM99 accepts deposits and processes withdrawals exclusively via the following local Malaysian payment methods:

  • Touch 'n Go eWallet
  • GrabPay
  • Boost
  • ShopeePay
  • DuitNow
  • FPX – Maybank2u
  • FPX – CIMB Clicks

RM99 does not accept any international payment methods or foreign currencies. All transactions are processed in Malaysian Ringgit (MYR) only.

4.2 Deposit & Withdrawal Limits

  • Minimum deposit: RM10 per transaction.
  • Minimum withdrawal: RM30 per request.
  • Daily withdrawal limits vary based on a member's VIP tier — ranging from RM5,000 (Bronze) to unlimited (Diamond).

4.3 Processing Times

Deposits are processed instantly in most cases. Withdrawals are typically processed within 3 to 5 minutes of a request being submitted, subject to any required security verification. For withdrawals exceeding RM10,000, additional processing time may be required for AML compliance purposes.

RM99 only processes withdrawals to the same payment method used for the original deposit. This is a standard security measure to prevent fraud and money laundering.

4.4 Inactive Balances

Accounts that have been inactive (no logins or transactions) for more than 12 consecutive months may be subject to a monthly administrative fee of RM5 until the account balance reaches zero or the account is reactivated. Members will be notified by email at least 30 days before this fee takes effect.

5. Bonus & Promotions

RM99 offers a variety of bonuses and promotions from time to time, including welcome bonuses, deposit bonuses, weekly cashback, festive promotions, and exclusive VIP offers. All bonuses are subject to the following terms:

5.1 Wagering Requirements (Rollover)

Most RM99 bonuses come with wagering requirements that must be met before a withdrawal can be made. The specific wagering requirement is stated in each promotion's terms. For example, a bonus with a 20x wagering requirement means you must wager the bonus amount 20 times before a withdrawal is approved.

5.2 General Bonus Terms

  • Each bonus may only be claimed once unless otherwise stated in the relevant promotion terms.
  • Bonuses may not be transferred to another member or exchanged directly for cash.
  • RM99 reserves the right to withdraw or amend any bonus offer at any time without prior notice.
  • If there is evidence of bonus abuse — including opening multiple accounts to claim bonuses repeatedly — RM99 reserves the right to cancel the bonuses, forfeit any associated winnings, and close the accounts involved.
  • Different games may contribute at different rates towards bonus wagering requirements. Please refer to each promotion's terms for details.

5.3 Periodic Promotions

Promotions such as weekly cashback, reload bonuses, and lucky draws may carry additional conditions, including minimum qualifying deposits, registration time limits, and specific excluded games. Visit the Promotions RM99 for full details on all current offers.

6. Game Rules

All games on the RM99 platform — including Live Casino, jackpot slots, blackjack, roulette, sic bo, dragon tiger, and Sports Betting — are governed by their respective game-specific rules, which can be found under the "Info" or "How to Play" section of each game.

6.1 Game Fairness

All RM99 games use a random number generator (RNG) that has been certified by independent third-party auditing bodies. This ensures that every game outcome is entirely random and cannot be manipulated by any party — including RM99 itself.

6.2 Sports Betting

Odds for Sports Betting — covering Malaysia Super League football, EPL, international cricket, badminton, and e-sports — are subject to change before a match begins. RM99 reserves the right to void or adjust bets in the event of a technical error, incorrectly published odds, or other exceptional circumstances.

6.3 Final Decisions

All game outcomes recorded in the RM99 system are final. In the event of a dispute regarding a game result, the RM99 system records shall serve as the primary reference. RM99 reserves the right to investigate and resolve disputes at the platform's discretion.

7. Prohibited Activities

The following activities are strictly prohibited on the RM99 platform and may result in immediate account closure, forfeiture of balances, and legal action:

  • Fraud and manipulation: Any attempt to manipulate game outcomes, exploit software bugs, or use unauthorised methods to gain an unfair advantage.
  • Money laundering: Using the RM99 platform to conceal, transfer, or "launder" funds obtained through illegal means.
  • Use of bots and automated software: Using any automated software, bots, scripts, or unauthorised technological tools to place bets automatically.
  • Multiple accounts: Opening more than one account per individual, whether using a different name, phone number, email address, or payment method.
  • Bonus abuse: Creating fake accounts or using illegitimate methods to claim RM99 bonuses repeatedly.
  • Disruption to other players: Any conduct that disrupts, threatens, or negatively affects the experience of other players on the RM99 platform.
  • Criminal activity: Using the RM99 platform for any activity that violates Malaysian law.

RM99 employs advanced monitoring technology, including AI-driven analysis, to detect suspicious activity in real time. All suspected cases are thoroughly investigated and reported to the relevant authorities when necessary.

8. Account Security

You are fully responsible for maintaining the security of your RM99 account. RM99 recommends the following measures to keep your account safe:

  • Use a strong password combining uppercase letters, lowercase letters, numbers, and symbols.
  • Never share your RM99 account password with anyone — including customer support agents, as legitimate RM99 staff will never ask for your password.
  • Log out of your RM99 account after every session, especially when using a public or shared device.
  • Enable two-factor authentication (2FA) via your account settings for an added layer of security.
  • Ensure the registered email address remains active and accessible for account recovery purposes.

RM99 is not liable for any losses arising from unauthorized use of your account, whether due to your own negligence or any other cause beyond RM99's control.

9. Privacy & Data Protection

RM99 takes the privacy and personal data protection of all its members seriously. All information collected during registration and use of the platform is subject to Privacy Policy RM99, which forms part of these Terms.

In summary, RM99 is committed to:

  • Protecting all your personal data and financial transactions with 256-bit SSL encryption.
  • Not selling, renting, or sharing your personal information with third parties without your consent, except where required by law.
  • Using your data solely for the purposes outlined in the Privacy Policy — including account operation, identity verification, fraud prevention, and service improvement.
  • Granting you the right to access, correct, or request deletion of your personal data in accordance with the conditions set out in the Privacy Policy.

Please read Privacy Policy RM99 in full to understand your rights and obligations regarding your personal data.

10. Account Suspension & Closure

10.1 Closure by RM99

RM99 reserves the right to suspend or close any member's account immediately and without prior notice in the following situations:

  • Violation of any section of these Terms and Conditions.
  • Suspicion of fraud, money laundering, or criminal activity.
  • Suspicion that a member does not meet the age or residency eligibility requirements.
  • Failure to complete KYC verification within the specified timeframe.
  • Requests from Malaysian law enforcement authorities.

10.2 Closure by Member

You may request to close your RM99 account at any time by contacting customer support via Live Chat or by emailing support@rm99.life. Prior to closure, any eligible balance will be returned to you once all bonus wagering requirements have been met and KYC verification has been completed.

10.3 Self-Exclusion

If you wish to fully self-exclude from the RM99 platform due to gambling-related concerns, please contact customer support immediately. Self-exclusion is permanent in most cases, and accounts will not be reopened during the designated exclusion period. For more information, visit the Responsible Gaming.

11. Responsible Gaming

RM99 believes that online gaming should be a healthy source of entertainment, not a cause of stress or financial hardship. As part of our commitment to responsible gaming, RM99 provides the following tools to all members:

  • Deposit Limit: Set daily, weekly, or monthly limits for better budget control.
  • Loss Limit: Set a maximum loss amount you are comfortable with over a given period.
  • Play Time Reminder: Receive a notification when you have been playing for the duration you set.
  • Temporary Self-Pause: Suspend account access for anywhere between 24 hours and 6 months, based on your preference.
  • Permanent Self-Exclusion: Permanently close your account with the assistance of the RM99 support team.

If you are concerned about your own gambling habits or those of someone you know, please visit the RM99 Responsible Gaming page or contact the Malaysia Problem Gambling Helpline for professional support.

12. Disclaimers & Limitation of Liability

RM99 provides its platform and services on an "as is" basis, without any express or implied warranties regarding continuous availability, accuracy of information, or fitness for a particular purpose.

RM99 shall not be held liable for:

  • Financial losses resulting from game outcomes or betting decisions.
  • Service disruptions caused by technical issues, system maintenance, or circumstances beyond RM99's control.
  • Losses arising from unauthorized access to your account as a result of your own negligence.
  • Delays in deposit or withdrawal processing caused by third parties such as banks or e-wallet providers.
  • Any indirect, incidental, or consequential losses arising from the use of the RM99 platform.

RM99's maximum liability under any circumstances is limited to the total account balance held in your RM99 account at the time of the incident giving rise to the claim.

13. Amendments to Terms & Conditions

RM99 reserves the right to amend, update, or improve these Terms & Conditions at any time in response to business needs, changes in legislation, or to better protect our members.

In the event of significant amendments, RM99 will endeavour to:

  • Displaying a prominent change notice on the RM99 platform's main page.
  • Sending email notifications to all affected members regarding the changes.
  • Updating the "Last updated" date at the top of this Terms document.

Your continued use of the RM99 platform after any amendments to the Terms take effect will be considered acceptance of the updated terms. If you do not agree with any changes, you may close your account by contacting the RM99 customer support team.

14. Contact Us

If you have any questions, concerns, or feedback regarding these Terms and Conditions or any aspect of the RM99 platform, please reach out to us through the following channels:

  • Live Chat: Available 24 hours a day, 7 days a week via the chat icon at the bottom corner of the RM99 platform.
  • Email: support@rm99.life — responses within 24 hours on business days.

The RM99 customer support team speaks Bahasa Melayu and is ready to assist you with any queries regarding your account, payments, games, or the platform's terms and conditions. We are committed to providing clear, honest, and timely responses.

Dispute Resolution: If you have a complaint that the RM99 customer support team is unable to resolve, please submit a written complaint to support@rm99.life with the subject line "Official Complaint". All formal complaints will be reviewed by RM99 management within 7 business days.

Malaysian Local Payment Methods at RM99

All transactions are processed in Malaysian Ringgit (RM) through secure local payment methods

Touch 'n Go eWallet
GrabPay
Boost
ShopeePay
DuitNow
FPX – Maybank2u
FPX – CIMB Clicks

Minimum deposit: RM10 · Minimum withdrawal: RM30 · Processed within 3–5 minutes

RM99 Privacy & Data Protection Policy

These Terms & Conditions should be read together with Privacy Policy RM99 governs how we collect, use, and protect your personal data. You are also encouraged to read the Responsible Gaming to learn about the tools available to help you play safely and responsibly.

READY TO PLAY

Read and Understood RM99's Terms? Start Playing Now

Register a free RM99 account today and enjoy a welcome bonus of up to RM200 on your first deposit. By registering, you confirm that you have read, understood, and agreed to RM99's Terms & Conditions. Play responsibly and keep it fun.

By registering, you agree to the Terms & Conditions and Privacy Policy RM99. Players must be 21 years of age or older.

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